In these trying times, many people are looking for ways to increase the amount of credit available to them and improve their credit scores.

Luckily, Ramadan month is an excellent time to apply for a new credit card in the UAE because of UAE bank’s various offers and rewards to new credit card users. Any unused credit card brings with it new products and benefits. In Ramadan, these opportunities are multiplied.

Today, we will discuss whether this is a good time to apply for a new credit card in UAE. We’ll also mention the Ramadan offers available in different UAE banks.

1. How? Presently Is a Good Time to Apply for a New Credit Card in UAE

It is presently a great time to apply for a new credit card in the UAE because banks worldwide provide new credit card users with exclusive perks and offer if they sign up during Ramadan.

During Ramadan, people in the UAE often increase the amount of money they spend because they need to buy more food and decorations. etc. Simultaneously, Eid preparations are also going on. This means more expenditure on clothing, jewelry, and food. At such a time, credit card offers by banks prevent purchases from taking a toll on your pocket.

These offers include cashback, savings on specific products, discounts, and more deals. Let’s talk about some of the benefits banks in the UAE are currently providing to new credit cardholders.

2. Ramadan Offers for New Credit Card Customers

Banks such as First Abu Dhabi Bank (FAB), Arab Bank, Commercial Bank of Dubai, and Abu Dhabi Islamic Bank provide some offers on new credit cards that you cannot miss.

Here denote the dealings you can get if you get a new credit card from these respective banks:

a. Arab Bank

For purchases of groceries, medicines, and desserts, Arab Bank provides a 10% cashback on the total money spent. The maximum cashback value is AED 500.

b. First Abu Dhabi Bank (FAB)

For the new FAB Visa Credit Card subscribers, you can get a cashback of up to AED 750 by spending AED 1,000 in the first 30 days of getting your card, as well as the chance to win big FAB Rewards prizes.

c. Najm

When you are dining anywhere during Ramadan, you can get a 10% cashback on all meals. If you eat at any of Najm’s partner restaurants, you can get discounts of up to 50%. At Carrefour, you can get 10% cash back on groceries and gadgets.

d. Commercial Bank of Dubai

As a part of the ‘Ramadan Triple Bonanza,’ spending over your target limit gets you a cashback, a VAT back, and loyalty points.


On your first Deliveroo order of at least AED 50, you will get a discount of AED 30. Shopping at FeelUnique will get you a 15% discount too.

f. Emirates – Citibank Ultima

For every dollar you spend, you can get up to 2.5 Skyward Miles, complimentary golf games, complimentary valet parking, and 10,000-anniversary miles.

Final Words

If you are looking to get extra credit and avail yourself of special Ramadan offers, applying for a new credit card during Ramadan is the way to go. There is no reason for you to turn down these fantastic deals that will help you have an enjoyable Ramadan!